See the movie,
not the snapshot.
You currently price each quote as it stands: a momentary snapshot. Percayso's Quote Lake records how the same person has quoted before, and Quote Intelligence shows you what changed before you price the risk.
Manipulation is where mispricing starts.
People change quote details for genuine reasons, like assessing premium options with and without a second driver. Some intentionally input misleading values to reduce their premium, such as three years' no-claims discount on Tuesday and five on Wednesday. Each quote looks normal in isolation. Compared with their earlier quotes, you can tell the genuine changes from the intentionally misleading ones.
With the movie, each quote gets the answer it deserves: price it higher, lower, the same, or step back.
Most checks look at today's quote only. Few show how the same person has quoted before. That is what the Quote Lake adds.
The Quote Lake
Percayso's store of insurance quotes: what people declared each time they asked for a price, held for up to six years across five Lines of Business. Quote Intelligence shows you warning signs in a quote before you price or place the risk, by checking it against the quotes in Percayso's Quote Lake.
And by the way: Inform Manager. Your own private strategy engine: your rules, in your control, no code.
What's in your book?
Clients are often surprised by what an Evaluate finds.
We sort your book into Red, Amber and Green.
Customers whose declarations don't add up.
Customers who paid the wrong price, hiding in plain sight among the Greens.
Your best customers, and the ones worth growing.
Reds are the quotes most likely to cost you money. Now you can see them before you price.
Four ways to start
See warning signs in a quote before you price or place the risk, live, at the point of quote.
Talk to us about Quote Intelligence
An Evaluate is a one-off look at your own policy book and its outcomes. We model your next 12 months and put a £ figure on what we find. No long-term commitment, no complex integration, and results in one to two weeks from receiving your data.
Can't share outcomes yet? Ask us about Hindsight.
Ask for an EvaluateA free Preview Report every day on yesterday's Quote Lake quotes for your own Lines of Business, with versions for insurers, MGAs and brokers.
Get your free Preview
with Private Inform Manager
Your daily Preview Report, run on your own rules in your own Inform Manager. Start from Percayso's rules or write your own. The next step on from your free Preview, on the way to live Quote Intelligence.
Talk to us about Previewwith Private Inform Manager
More from Percayso Inform
Data Intelligence validates and enriches the details in your quotes with data from trusted sources, through one connection.
Vehicle Intelligence comes from Cazana, our sister company. Via the VRN, it gives you comprehensive vehicle data, including specification, valuation, MOT and history, so you can validate what was declared about the vehicle.
Customer Intelligence brings a person's records together, so you see the customer behind the policies they hold with you.
Symphony is Percayso's flagship: enhanced Quote Intelligence across all five Lines of Business, with up to six years of quote history, executing your own strategies and rules.
What our partners say
Percayso has consistently demonstrated an ability to deliver, combining technical expertise with a genuinely agile and collaborative approach. Their willingness to adapt, both technically and commercially, makes them a valued partner and enables us to deliver innovative solutions to the insurance market.
The book you have today is inherited.
The book you could have is a choice.
Start with an Evaluate. No long-term commitment, no complex integration. Just a clear picture of what's hiding in your data - and what you could do about it.
